Aadhaar
is gaining popularity as most of banks, financial institutions reduce the KYC
process if an individual is having a Aadhaar number.
Else the
person has to go through tedious process to complete KYC for doing a new
transaction or opening a new account. Recently, the Aadhar Bill was passed by
the Lok Sabha and once it becomes a law, it would be mandatory to have the same.
Only
having Aadhaar card will not help unless it is linked to your bank account.
Once you
link your Aadhaar card, one can enjoy benefits of transferring your LPG
connection, easy mobile portability and pension which will directly get
credited to your savings account.
There are
two ways online and offline method through which you can link your Aadhaar to
your bank account.
Steps to
Aadhaar card to your bank account online
1. To link
online, individual must registered with banks net banking.
2. Login
to your net banking
3. There
will be option of linking Aadhaar number. Say for HDFC Bank, one can update
Aadhaar number " update contact details"
4. For
other banks one can look for "Aadhar Bank Account Seeding" or Aadhaar
Seeding"
5. Enter
the Aadhaar details correctly.
6. Hit
submit button.
7. Bank
will verify the information the details of your Aadhaar.
8. The
same will be notified to your registered mobile and mail ID. Click to read on
how to know whether Aadhaar number is linked to bank account or not?
How to
link your Aadhaar card to your bank account Offline?
1)Download Aadhar
form or get it from the branch
2)Fill in
the correct details Carry photo copy of your Aadhar card
3)Carry
photo copy of your pan card
4)Passbook
photo copy
5)Submit
all documents at your bank
As
per RBI guidelines, Aadhaar is now set to become the single document for
opening a bank account in India.
